Cartesia overage $38-$65 per million credits vs Sume TTS price

Cartesia charges overage of $65, $45 or $38 per million credits by plan. Sume TTS lists $47.50 per million characters. Where each one wins, with the math.

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Two ways to buy the same unit

Cartesia's pricing page says one credit equals one character, so its credit prices are character prices. It lists overage per 1M credits at $65 on Pro, $45 on Startup and $38 on Scale. Sume TTS lists $0.0475 per 1,000 characters, which is $47.50 per million.

The difference is structure. Cartesia sells a monthly plan with an included credit pool, then overage. Sume bills per character with no plan to size.

Side by side

Per-million-character price by plan (read 2026-10-03)
OptionMonthly feeIncluded creditsOverage per 1M
Cartesia Pro$5100K$65
Cartesia Startup$491.25M$45
Cartesia Scale$2998M$38
Sume TTS (list)nonenone$47.50 flat

Where each makes sense

For light use, a flat rate wins because you pay nothing for an unused pool. If you generate 100,000 characters in a month, Sume costs $4.75. Cartesia Pro's $5 fee includes that 100K credits, so they land close together.

At volume the plan fees matter. Startup includes 1.25M credits for $49, which is $39.20 per million effective if you use the whole pool. That is below $47.50. Scale at $299 for 8M is $37.38 per million. So a team that reliably uses a full pool on a vendor plan pays less per character than Sume's list rate.

Sume's side of the trade is what comes with the call: job envelope, Idempotency-Key, polling, webhooks, word timestamps, and the same account used for captions, music and video.

Questions to ask before you switch

  • Will you use the whole included pool every month? Unused credits are wasted spend on any plan.
  • Do you need Sume's job and webhook handling, or do you already run your own?
  • Do you need the 8000-48000 Hz sample-rate and mp3/wav/raw container choices on Sume TTS 1.0, or do you call a Sonic model directly?
  • Which model do you need? The Sume TTS Router lists sonic-3.6, sonic-3.5, sonic-3, sonic-latest and sonic-preview.

A break-even sketch

Take Startup: $49 buys 1.25M credits, then overage is $45 per million. At 2M characters in a month, Cartesia Startup costs $49 plus 0.75M x $45 = $82.75, while a flat $47.50 per million is $95. At 500,000 characters, Startup is still $49 and the flat rate is $23.75. So the crossover sits near 1.03M characters for Startup versus a flat rate.

Those numbers use only the prices on the two pages and ignore taxes, credits you may carry over, and any plan change. Redo the sum with your volumes.

Takeaway

Per character, a fully used Cartesia Startup or Scale pool undercuts $47.50 per million, and Sume's flat price beats overage and light use. Compute your own monthly characters first, then compare the two lines. Plan prices were read on 2026-10-03 and can change, so recheck the vendor page before you commit.

Sources

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Written by Sume