AI video credits in dollars: InVideo, Kapwing, a USD wallet

A credit is only worth the plan price divided by the credits it includes. InVideo credits work out to $0.05 each on Starter, $0.018 on Plus and $0.015 on Max (annual billing). Kapwing Pro credits are $0.024 monthly or $0.016 annual. Sume balances are in US dollars, so there is no conversion to do.

Dollars per credit

Plan price divided by included credits, from each vendor's pricing page.

Why it matters

A credit price is not comparable until you know how many credits a task costs, and credit costs per task can change independently of the plan price. A dollar wallet removes that step: a 5-second clip on Wan 3.0 at 720p is $0.625 whatever the month.

On Sume you can read GET /v1/balance and GET /v1/usage in USD and compare them with the rate card without a lookup table.

• Multiply credits per task by dollars per credit to get a task cost.
• Compare at your own plan, since the same credit costs very different amounts across plans.
• Check whether unused credits expire before you buy a large plan.

Worked example

A task that costs 25 credits is $1.25 on InVideo Starter, $0.45 on Plus and $0.375 on Max at the rates above. The same task on Kapwing Pro costs $0.60 monthly or $0.40 annual. None of those task costs is a fact about either product; the 25 credits is a placeholder you replace with the credit cost the vendor shows for your task.

The point is the method: price per credit times credits per task, then compare with a dollar rate. When one side is already in dollars, you skip the first step and the comparison errors vanish.

Limits

Credit-based plans also bundle seats, editors and storage that a dollar balance does not, so the cheapest credit is not always the cheapest workflow. The tables show the model amount. A workspace Agent Fee line can be added on top, so treat the job's own usage cost as the truth and check the live catalog before you budget; limits and rows change.